Buyer Protection
General
The PayPal Buyer Protection protects the Buyer if an item purchased has
not been shipped (“
Item Not Receiv
ed
” or “
INR
”) or if a shipped item is
significantly not as described by the Seller (“
SNAD
”); see Section 4 below
for details.
As soon as the Buyer files a claim for PayPal Buyer Protection, PayPal will
review the claim and may ask both buyer and the Seller
to provide
additional information to settle the case.
Payout
When a Claim for PayPal Buyer Protection is successful PayPal grants the
Buyer the full purchase price, including shipping costs. If the original
payment was made in another currency than euro
s (EUR), the payout
amount will be in that currency. In the event that we are obliged to make a
refund to you under PayPal Buyer Protection for any reason, you agree to
receive the refund by way of a funds transfer to your PayPal Account. If the
original p
ayment has been funded by credit card, the amount will be
charged back to that credit card.
The refund takes place irrespective of PayPal being able to (re
-
)claim the
payout amount from the payment recipient.
Eligibility
In order to qualify for PayPal B
uyer Protection in addition to the conditions
of Section 5 the following requirements must be met.
3.1 Purchase paid with PayPal Services
The Buyer has purchased an item and paid for it using the PayPal
Services.
3.2 Eligible transactions
Purchase of most
goods and services are eligible (including travel tickets,
intangible items such as rights of access to digital content and other
licenses), except for the following transactions:
Purchases of real estate (including, without limitation, residential
proper
ty),
Purchases of any interest in a business (including, without limitation,
any items or services forming part of a business or corporate
acquisition),
Purchases of vehicles (including, without limitation, motor vehicles,
motorcycles, aircrafts, and boats
; except for personally portable light
vehicles used for recreational purposes like bicycles and wheeled
hoverboards),
Payments on crowd
-
funding and/or crowd
-
lending platforms,
Purchases of custom made items (unless they are claimed to be INR),
Purchases of goods and services prohibited by the PayPal Acceptable
Use Policy,
Purchases of industrial machinery used in manufacturing,
Purchases of items equivalent to cash (including, without limitation,
stored value items such as gift cards and pre
-
pai
d cards),
Personal transactions,
Gambling, gaming, and/or any activity involving a chance to win a prize,
Payments made in respect of financial products and investments,
Payments made to state
-
run bodies (except for state
-
owned
enterprises) or traders acti
ng on mandates received from state
-
run
bodies,
Donations,
Purchases of items which you collect in person or arrange to be
collected on your behalf (including at a retail point of sale) and which
you claim to be INR,
Payments made in respect of gold (whethe
r in physical form and in
exchange
-
traded form); and
PayPal Mass Payments transactions.
3.3 Association of PayPal payment with item purchased
The PayPal payment is associated with the item purchased. This means
that the payment has been completed either
By
availing of the Pay Now option on the eBay website; or
Via “Send Money” in your PayPal Account stating the eBay item
number; or
For purchases made outside of eBay: via the “Send Money” tab on the
PayPal website by clicking the “Purchase” tab, or the Selle
r’s PayPal
checkout flow.
Other payments that you make outside the above
-
mentioned
payment flows cannot be allocated by us and are thus not covered
by Buyer Protection.
3.4 Single payment
You must have made the complete purchase price payment from one
reg
istered PayPal Account by means of a single payment (no installments,
no down payments, no deposits, no deferred payments).
3.5 No violation of PayPal Acceptable Use Policy
The item purchased does not violate the
PayPal Acceptable Use Policy
.
3.6 No recovery from other source
You have not received a recovery for that purchase from another source.
3.7
Deadlines
Within 180 days after the payment has been initiated on the PayPal
Website the Buyer initiates a resolution process for the Dispute and tries to
solve this Dispute with the help of tools and resources provided by PayPal.
This can be done in the PayPal Reso
lution Center after logging into the
PayPal Account.
In case it is not possible to achieve a resolution the Buyer can file a PayPal
Buyer Protection Claim in the PayPal Resolution Center within 20 days
after initiating the resolution process. This also ca
n be done in the PayPal
Resolution Center after logging into the PayPal account. Please note that if
you agree on delivery times that exceed or are close to 180 days after
payment, you may not have a chance to file a Buyer Protection Claim.
Covered Cases
The Buyer can benefit from PayPal Buyer Protection in these cases:
4.1 Item Not Received
For a paid item, if shipment has been agreed, the item has not been
shipped by the Seller, or the Seller has not complied with the Seller’s
duties described in this c
lause 4.1.
PayPal Buyer Protection for items that have not been shipped does not
cover items lost in transit. If the Seller can provide within the required time
frame a valid proof of shipment (as specified in more detail in the PayPal
Seller Protection P
olicy) or a respective equivalent proving shipment
and/or receipt as agreed between PayPal and the Seller, PayPal will
refuse to grant PayPal Buyer Protection.
Before filing a Claim for PayPal Buyer Protection, the Buyer must allow
sufficient time of at l
east 1 week for shipping and delivery and try to
resolve the Dispute by contacting the Seller directly.
4.2 SNAD
Below we show a number of examples for items significantly not as
described or SNAD.
Note
: This applies to the condition of the item, in which the buyer has
received it irrespective of the condition the item had originally been
shipped and this list is not exhaustive:
The item significantly differs from its item description, e.g. an audio
book
instead of a print version, a desktop PC instead of a laptop
computer, an empty box;
The actual condition of the item differs significantly from condition as
described, e.g. the item has obviously been used instead of being
new and sealed;
The item is unu
sable but was not mentioned as such in the item
description, e.g. important parts or components are missing, the item
does not work, or the best before date has expired;
The item is not authentic, but was not declared as such in the item
description, or th
e item is fake or a pirated copy;
Part of the amount ordered is missing, e.g. ten golf balls had been paid
for, but only four were delivered.
Subsequently, here are a number of examples for items that do not qualify
as SNAD; this list is not exhaustive:
Th
e item is defective but was not described as such in the item
description: “Device may not work properly“, “Parts missing”, “The
photo shows scratches or defects”;
The Buyer does not want the item anymore after having received it, or
the item does not meet
the Buyer’s expectations, even though it has
been described appropriately in the item description;
The item description is misleading for both parties. For instance, if the
item appears to come in a different color than advertised; the Buyer
calls it “lig
ht green”, while the Seller states it to be “turquois”.
PayPal decides each case individually by requesting and reviewing
documentation to determine whether or not an item is significantly not as
described.
4.3 Only one claim per purchase
For any PayPal p
ayment the Buyer may only file one single claim on
PayPal Buyer Protection, either because the Seller has not shipped the
item or because the item is significantly not as described. You may change
the reason for your claim later on (e.g. if initially you d
id not receive an item
but later on received one that was significantly not as described) via the
PayPal Resolution Center or by contacting our Customer Support.
4.4 Coverage of multiple items
A Claim under PayPal Buyer Protection may cover multiple items
, e.g. if
the Buyer purchased three items But two don’t get shipped. The Buyer has
to apply for both within one claim.
4.5
Decision by PayPal final
The decision about the Claim on PayPal Buyer Protection is final. Any
legal actions against PayPal with res
pect to this decision are excluded.
Buyer Responsibilities
5.1
Timelines
The Buyer must reply to any questions asked by PayPal in regards to the
PayPal Buyer Protection Claim within 10 days. PayPal will decline the
Claim, if the Buyer does not provide an
answer within the given timeframe.
PayPal may extend this timeframe in case of extraordinary circumstances
which are outside the control of the Buyer.
5.2
Return of Item to Seller
When the Buyer files a claim for PayPal Buyer Protection because the item
r
eceived significantly differs from the Seller’s item description, the Buyer is
required upon request by PayPal to return the item at his own expenses to
the Seller or to another person or address as requested by PayPal during
the Claim process, as well as
to provide appropriate proof of shipment.
The proof of shipment needs to contain at least the details required in the
PayPal Seller Protection Policy for a proof of shipment of the Seller.
PayPal will not request such return if there is the reasonable susp
icion that
the return of the item would result in a violation of existing law. PayPal
reserves the right to request further documentation from the Buyer to
support the Claim. The Buyer has to bear any costs that may arise from
this request.
Final provision
s
6.1 Assignment of payment claims
By receiving a PayPal Buyer Protection payout, the Buyer hereby assigns
any claims he may have towards the Seller to PayPal, based on the
purchase contract in the amount of the payout amount. For the avoidance
of doubt, i
n case PayPal is fully satisfied after successfully pursuing such
assigned claims against the Seller, PayPal will not seek double relief for
the same matter under the PayPal User Agreement.
6.2 Availability of PayPal Buyer Protection
PayPal reserves the r
ight to modify or abandon PayPal Buyer Protection at
PayPal’s own discretion and without reason. In case of abandonment of
PayPal Buyer Protection, any open claims will still be processed until a
final decision has been reached.
6.3 Access to shipping inf
ormation
The Buyer grants PayPal the right to access on his behalf shipping
information of the shipping service used in order to verify shipping of an
item.
6.4 Buyer Protection offered either by PayPal or eBay
PayPal will refuse a Claim on PayPal Buyer P
rotection in case the Buyer
has already been granted a payout in relation to the same purchase in the
scope of the eBay Buyer Protection program. Further, you may not file a
Claim with PayPal Buyer Protection, if in relation to the same purchase you
have a
lready filed a Claim with an eBay Buyer Protection program.
6.5 Statutory Rights and Rights under your Purchase Agreement
The statutory and/or contractual rights of the Buyer and Seller are not
affected by the PayPal Buyer Protection and are separate from
PayPal
Buyer Protection. PayPal does not act as representative for either the
Buyer, the Seller, or any other recipient of the payment. PayPal only
decides on the outcome of a PayPal Buyer Protection Claim. Please note
that following the Seller’s return p
olicy (if any) can invalidate your potential
Claim in respect of the same item under PayPal Buyer Protection in certain
circumstances. For instance, if the Seller directs you to (and you proceed
to) post the item to an address that does not correspond with
our records,
we may determine that you have not posted the item back to the Seller in
compliance with clause 5.2 above.
6.6 PayPal Buyer Protection and chargeback right towards credit card
issuer
The Buyer may either file a Claim under PayPal Buyer Prote
ction or issue
a Chargeback towards the credit card issuer. Two) payouts are not
permitted.
PayPal denies Claims on PayPal Buyer Protection if a credit card
Chargeback has already been issued. This is irrespective of the outcome
of a Chargeback claim towa
rds the credit card issuer. Cancelling or
denying a Claim under PayPal Buyer Protection does not affect a
Chargeback claim towards the credit card issuer. Terms and conditions of
the credit card issuer apply. PayPal reserves the right to limit access to th
e
Buyer’s PayPal Account or to close that PayPal Account, if the right to file
a chargeback towards the credit card issuer is misused. PayPal also
reserves the right to dispute any illegitimate Chargeback cases. The
regulations of the respective credit car
d issuer apply.
It is generally recommended to try resolving any Disputes directly with the
Seller, rather than filing a PayPal Buyer Protection Claim; however, please
note that if you opt to resolve the issue directly with the Seller, your right to
raise
a Buyer Protection Claim remains subject to the requirements and
timeframes set out in clause 3.6 and that it is your responsibility to keep
track of these requirements and deadlines.
Buyer Protection
General
The PayPal Buyer Protection protects the Buyer if an item purchased has
not been shipped (“
Item Not Receiv
ed
” or “
INR
”) or if a shipped item is
significantly not as described by the Seller (“
SNAD
”); see Section 4 below
for details.
As soon as the Buyer files a claim for PayPal Buyer Protection, PayPal will
review the claim and may ask both buyer and the Seller
to provide
additional information to settle the case.
Payout
When a Claim for PayPal Buyer Protection is successful PayPal grants the
Buyer the full purchase price, including shipping costs. If the original
payment was made in another currency than euro
s (EUR), the payout
amount will be in that currency. In the event that we are obliged to make a
refund to you under PayPal Buyer Protection for any reason, you agree to
receive the refund by way of a funds transfer to your PayPal Account. If the
original p
ayment has been funded by credit card, the amount will be
charged back to that credit card.
The refund takes place irrespective of PayPal being able to (re
-
)claim the
payout amount from the payment recipient.
Eligibility
In order to qualify for PayPal B
uyer Protection in addition to the conditions
of Section 5 the following requirements must be met.
3.1 Purchase paid with PayPal Services
The Buyer has purchased an item and paid for it using the PayPal
Services.
3.2 Eligible transactions
Purchase of most
goods and services are eligible (including travel tickets,
intangible items such as rights of access to digital content and other
licenses), except for the following transactions:
Purchases of real estate (including, without limitation, residential
proper
ty),
Purchases of any interest in a business (including, without limitation,
any items or services forming part of a business or corporate
acquisition),
Purchases of vehicles (including, without limitation, motor vehicles,
motorcycles, aircrafts, and boats
; except for personally portable light
vehicles used for recreational purposes like bicycles and wheeled
hoverboards),
Payments on crowd
-
funding and/or crowd
-
lending platforms,
Purchases of custom made items (unless they are claimed to be INR),
Purchases of goods and services prohibited by the PayPal Acceptable
Use Policy,
Purchases of industrial machinery used in manufacturing,
Purchases of items equivalent to cash (including, without limitation,
stored value items such as gift cards and pre
-
pai
d cards),
Personal transactions,
Gambling, gaming, and/or any activity involving a chance to win a prize,
Payments made in respect of financial products and investments,
Payments made to state
-
run bodies (except for state
-
owned
enterprises) or traders acti
ng on mandates received from state
-
run
bodies,
Donations,
Purchases of items which you collect in person or arrange to be
collected on your behalf (including at a retail point of sale) and which
you claim to be INR,
Payments made in respect of gold (whethe
r in physical form and in
exchange
-
traded form); and
PayPal Mass Payments transactions.
3.3 Association of PayPal payment with item purchased
The PayPal payment is associated with the item purchased. This means
that the payment has been completed either
By
availing of the Pay Now option on the eBay website; or
Via “Send Money” in your PayPal Account stating the eBay item
number; or
For purchases made outside of eBay: via the “Send Money” tab on the
PayPal website by clicking the “Purchase” tab, or the Selle
r’s PayPal
checkout flow.
Other payments that you make outside the above
-
mentioned
payment flows cannot be allocated by us and are thus not covered
by Buyer Protection.
3.4 Single payment
You must have made the complete purchase price payment from one
reg
istered PayPal Account by means of a single payment (no installments,
no down payments, no deposits, no deferred payments).
3.5 No violation of PayPal Acceptable Use Policy
The item purchased does not violate the
PayPal Acceptable Use Policy
.
3.6 No recovery from other source
You have not received a recovery for that purchase from another source.
3.7
Deadlines
Within 180 days after the payment has been initiated on the PayPal
Website the Buyer initiates a resolution process for the Dispute and tries to
solve this Dispute with the help of tools and resources provided by PayPal.
This can be done in the PayPal Reso
lution Center after logging into the
PayPal Account.
In case it is not possible to achieve a resolution the Buyer can file a PayPal
Buyer Protection Claim in the PayPal Resolution Center within 20 days
after initiating the resolution process. This also ca
n be done in the PayPal
Resolution Center after logging into the PayPal account. Please note that if
you agree on delivery times that exceed or are close to 180 days after
payment, you may not have a chance to file a Buyer Protection Claim.
Covered Cases
The Buyer can benefit from PayPal Buyer Protection in these cases:
4.1 Item Not Received
For a paid item, if shipment has been agreed, the item has not been
shipped by the Seller, or the Seller has not complied with the Seller’s
duties described in this c
lause 4.1.
PayPal Buyer Protection for items that have not been shipped does not
cover items lost in transit. If the Seller can provide within the required time
frame a valid proof of shipment (as specified in more detail in the PayPal
Seller Protection P
olicy) or a respective equivalent proving shipment
and/or receipt as agreed between PayPal and the Seller, PayPal will
refuse to grant PayPal Buyer Protection.
Before filing a Claim for PayPal Buyer Protection, the Buyer must allow
sufficient time of at l
east 1 week for shipping and delivery and try to
resolve the Dispute by contacting the Seller directly.
4.2 SNAD
Below we show a number of examples for items significantly not as
described or SNAD.
Note
: This applies to the condition of the item, in which the buyer has
received it irrespective of the condition the item had originally been
shipped and this list is not exhaustive:
The item significantly differs from its item description, e.g. an audio
book
instead of a print version, a desktop PC instead of a laptop
computer, an empty box;
The actual condition of the item differs significantly from condition as
described, e.g. the item has obviously been used instead of being
new and sealed;
The item is unu
sable but was not mentioned as such in the item
description, e.g. important parts or components are missing, the item
does not work, or the best before date has expired;
The item is not authentic, but was not declared as such in the item
description, or th
e item is fake or a pirated copy;
Part of the amount ordered is missing, e.g. ten golf balls had been paid
for, but only four were delivered.
Subsequently, here are a number of examples for items that do not qualify
as SNAD; this list is not exhaustive:
Th
e item is defective but was not described as such in the item
description: “Device may not work properly“, “Parts missing”, “The
photo shows scratches or defects”;
The Buyer does not want the item anymore after having received it, or
the item does not meet
the Buyer’s expectations, even though it has
been described appropriately in the item description;
The item description is misleading for both parties. For instance, if the
item appears to come in a different color than advertised; the Buyer
calls it “lig
ht green”, while the Seller states it to be “turquois”.
PayPal decides each case individually by requesting and reviewing
documentation to determine whether or not an item is significantly not as
described.
4.3 Only one claim per purchase
For any PayPal p
ayment the Buyer may only file one single claim on
PayPal Buyer Protection, either because the Seller has not shipped the
item or because the item is significantly not as described. You may change
the reason for your claim later on (e.g. if initially you d
id not receive an item
but later on received one that was significantly not as described) via the
PayPal Resolution Center or by contacting our Customer Support.
4.4 Coverage of multiple items
A Claim under PayPal Buyer Protection may cover multiple items
, e.g. if
the Buyer purchased three items But two don’t get shipped. The Buyer has
to apply for both within one claim.
4.5
Decision by PayPal final
The decision about the Claim on PayPal Buyer Protection is final. Any
legal actions against PayPal with res
pect to this decision are excluded.
Buyer Responsibilities
5.1
Timelines
The Buyer must reply to any questions asked by PayPal in regards to the
PayPal Buyer Protection Claim within 10 days. PayPal will decline the
Claim, if the Buyer does not provide an
answer within the given timeframe.
PayPal may extend this timeframe in case of extraordinary circumstances
which are outside the control of the Buyer.
5.2
Return of Item to Seller
When the Buyer files a claim for PayPal Buyer Protection because the item
r
eceived significantly differs from the Seller’s item description, the Buyer is
required upon request by PayPal to return the item at his own expenses to
the Seller or to another person or address as requested by PayPal during
the Claim process, as well as
to provide appropriate proof of shipment.
The proof of shipment needs to contain at least the details required in the
PayPal Seller Protection Policy for a proof of shipment of the Seller.
PayPal will not request such return if there is the reasonable susp
icion that
the return of the item would result in a violation of existing law. PayPal
reserves the right to request further documentation from the Buyer to
support the Claim. The Buyer has to bear any costs that may arise from
this request.
Final provision
s
6.1 Assignment of payment claims
By receiving a PayPal Buyer Protection payout, the Buyer hereby assigns
any claims he may have towards the Seller to PayPal, based on the
purchase contract in the amount of the payout amount. For the avoidance
of doubt, i
n case PayPal is fully satisfied after successfully pursuing such
assigned claims against the Seller, PayPal will not seek double relief for
the same matter under the PayPal User Agreement.
6.2 Availability of PayPal Buyer Protection
PayPal reserves the r
ight to modify or abandon PayPal Buyer Protection at
PayPal’s own discretion and without reason. In case of abandonment of
PayPal Buyer Protection, any open claims will still be processed until a
final decision has been reached.
6.3 Access to shipping inf
ormation
The Buyer grants PayPal the right to access on his behalf shipping
information of the shipping service used in order to verify shipping of an
item.
6.4 Buyer Protection offered either by PayPal or eBay
PayPal will refuse a Claim on PayPal Buyer P
rotection in case the Buyer
has already been granted a payout in relation to the same purchase in the
scope of the eBay Buyer Protection program. Further, you may not file a
Claim with PayPal Buyer Protection, if in relation to the same purchase you
have a
lready filed a Claim with an eBay Buyer Protection program.
6.5 Statutory Rights and Rights under your Purchase Agreement
The statutory and/or contractual rights of the Buyer and Seller are not
affected by the PayPal Buyer Protection and are separate from
PayPal
Buyer Protection. PayPal does not act as representative for either the
Buyer, the Seller, or any other recipient of the payment. PayPal only
decides on the outcome of a PayPal Buyer Protection Claim. Please note
that following the Seller’s return p
olicy (if any) can invalidate your potential
Claim in respect of the same item under PayPal Buyer Protection in certain
circumstances. For instance, if the Seller directs you to (and you proceed
to) post the item to an address that does not correspond with
our records,
we may determine that you have not posted the item back to the Seller in
compliance with clause 5.2 above.
6.6 PayPal Buyer Protection and chargeback right towards credit card
issuer
The Buyer may either file a Claim under PayPal Buyer Prote
ction or issue
a Chargeback towards the credit card issuer. Two) payouts are not
permitted.
PayPal denies Claims on PayPal Buyer Protection if a credit card
Chargeback has already been issued. This is irrespective of the outcome
of a Chargeback claim towa
rds the credit card issuer. Cancelling or
denying a Claim under PayPal Buyer Protection does not affect a
Chargeback claim towards the credit card issuer. Terms and conditions of
the credit card issuer apply. PayPal reserves the right to limit access to th
e
Buyer’s PayPal Account or to close that PayPal Account, if the right to file
a chargeback towards the credit card issuer is misused. PayPal also
reserves the right to dispute any illegitimate Chargeback cases. The
regulations of the respective credit car
d issuer apply.
It is generally recommended to try resolving any Disputes directly with the
Seller, rather than filing a PayPal Buyer Protection Claim; however, please
note that if you opt to resolve the issue directly with the Seller, your right to
raise
a Buyer Protection Claim remains subject to the requirements and
timeframes set out in clause 3.6 and that it is your responsibility to keep
track of these requirements and deadlines.
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